TRUE Property Insurance is a reciprocal insurer founded in 2020 to serve homeowners in storm-prone regions across Florida and other coastal markets throughout the United States. The company is actively writing HO3 business in Florida, Georgia, Texas, and South Carolina. TRUE plans to continue expanding into additional states in 2026 and beyond as it grows its national footprint. Through a partnership-driven distribution model, TRUE collaborates with both new and existing partners to deliver tailored homeowners insurance solutions while continuing to scale its product offerings, underwriting capabilities, platforms, and team.