Job description

Top Reasons to Work with Us:

If you are looking to join a well-established mortgage banker that truly values superior customer service and doing what's right for the customer, we may have the PERFECT JOB for you! We do business through retail, wholesale and correspondent channels. We are poised for growth and are currently looking to expand our underwriting team.

Our experienced Mortgage Underwriter will have recently demonstrated FHA, VA and/or USDA underwriting expertise; believe in superior customer service and enjoy working in a high production team environment where integrity and honesty are paramount!

What You Will Be Doing:

  • Review and evaluate information on mortgage loan documentation to determine if borrower and/or property meet loan standards
  • Complete a thorough analysis of loan files to determine compliance with company, investor, and government guidelines and standards
  • Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an "investor" quality loan product
  • Meet or exceed established production goals
  • Meet or exceed established quality standards
  • Provide superior customer service to internal and external customers
  • Communicate decision (approval, suspense, denial) on loans to appropriate parties both verbally and in writing
  • Be available to processors and loan officers for general guideline interpretations and questions on specific loan files
  • Continually exhibit an understanding of automated underwriting and guidelines
  • Check accuracy of all calculations
  • Understand how FHA and/or VA guidelines relate to internal and investor guidelines required

Skills and qualifications:

  • 3-5 years current, demonstrated experience as a FHA and/or VA mortgage underwriter required
  • DE/SAR certification required
  • Wholesale experience ideal
  • Ability to research, read and correctly apply agency and company guidelines
  • Recent experience working in a paperless production environment
  • Superior customer services skills and attitude
  • Excellent written and verbal communication skills
  • Attention to detail required
  • Strong time management and organizational skills
  • A team player and have the ability to work independently
  • Thrive in a fast paced, high production environment
  • Previous success working virtually (home based)
  • Readily embraces change
  • Excellent analytical and decision-making skills
  • Solid computer skills; including Microsoft Office products, DataTrac experience idea
  • ***CANDIDATE MUST HAVE THE ABILITY TO COMMUTE TO OUR OFFICE IN MELVILLE, NY. THIS IS NOT A REMOTE POSITION.

At Least 3 Years of experience and knowledge of:

  • FHA
  • VA
  • DU
  • Conventional
  • LP

Job Type: Full-time

Benefits:

  • 401(k)
  • Health insurance

Schedule:

  • 8 hour shift

Ability to commute/relocate:

  • Melville, NY 11747 (Required)

Work Location: In person