CreditNinja is a FinTech company founded in 2017 by veteran serial entrepreneurs who were part of the core team behind Enova (NYSE:ENVA), a leading publicly traded consumer financial services company. CreditNinja's mission is to provide hardworking Americans with financial solutions when unexpected expenses arise. Unlike traditional banks, CreditNinja works hard to ensure that people with less-than-perfect credit can have quick access to the money they need. Headquartered in downtown Chicago, we are a lean and innovative team seeking like-minded talent to help us disrupt the consumer finance industry.

CreditNinja is seeking a senior data scientist who will focus on the latest cutting-edge data mining and statistical modeling techniques to make a direct impact in a data-driven company.

Key Responsibilities:

  • Develop, improve and test company’s models to optimize lending decisions by using advanced statistical modeling and simulation techniques

  • Support implementation of the models working closely with software engineering team

  • Research, test and operationalize new analytics techniques and data sources to improve portfolio performance

  • Conduct ad hoc analysis using advanced data mining tools to support risk management, operations and marketing strategies

  • Assist with development of technical tools and platforms to standardize and streamline model development and monitoring processes

  • Work with cross-functional teams to explore new ways of finding insights from data and provide recommendations 

  • Develop dashboards to monitor key performance indicators 


  • A Bachelor's, Master's or PhD in math, statistics, engineering or related field

  • 4+ years of experience with data analytics and statistical modeling

  • Advanced experience working with relational databases, such as SQL

  • Advanced programming skills with Python or R

  • Experience working within an open source environment

  • Strong quantitative and problem-solving skills with key attention to detail

  • Ability to manage multiple projects with tight deadlines, follow through to completion, and present conclusions of analysis to senior management in an organized and thoughtful manner

  • Experience working with specialty finance or FinTech is a plus

  • Start-up experience is a plus


  • Competitive salary and benefits package, including material equity grant

  • Casual dress policy

  • Fun, fast-paced work environment

  • Dynamic start-up culture

  • Ability to make an immediate impact in a growth stage company

  • Convenient downtown Chicago office located in the heart of the city

  • Equal opportunity employer

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