Job Title: Head of Loan Closing
Location: On-site St. Paul, Minnesota
Employment Type: Full-Time
Reports To: Chief Operating Officer
Company: FarmOp Capital
Company Overview
FarmOp Capital, founded in 2017, is a leader in providing innovative working capital solutions for American farmers. Our unique production-based lending approach offers high advance-rate operating loans that enhance marketing flexibility and purchasing power for U.S. growers. Headquartered in St. Paul, Minnesota, we address a significant gap in agricultural lending by leveraging advanced technology and outcome-based lending strategies. In addition to its agricultural operating loans, FarmOp Capital extends capital to farmers and grain elevators to finance the purchase and refinance of real estate, equipment, grain, and cattle.
About the Role
We are seeking a detail-oriented, proactive Head of Loan Closing to manage the end-to-end loan operations lifecycle. This role is critical in ensuring the accuracy, compliance, and efficiency of our loan processing systems, while coordinating with both internal teams and external stakeholders such as the Farm Service Agency, crop insurance agencies, legal firms, and title companies. The ideal candidate will bring deep expertise in loan operations and agricultural real estate transactions, with a sharp eye for detail and a collaborative mindset. They thrive in fast-paced environments and demonstrate leadership in driving operational excellence across teams and partnerships.
Key Responsibilities
• Lead Loan Operations: Oversee the full loan pipeline, from application through closing, ensuring accuracy, timeliness, and compliance with lending regulations.
• Agricultural Real Estate Loan Coordination: Manage the closing process for loans involving farmland purchases and refinances. Ensure loan packages and supporting documentation meet legal and lending standards specific to agricultural transactions.
• Collateral Documentation: Oversee the preparation and verification of farmland-related
collateral documents such as appraisals, UCCs, title commitments, and legal descriptions.
• Stakeholder Collaboration: Act as a primary liaison with key external partners—including the Farm Service Agency, crop insurance providers, title companies, appraisers, settlement agents and legal counsel—to facilitate timely and compliant loan closings.
• Document Review & Management: Lead the preparation, review, and tracking of loan documentation, ensuring completeness, accuracy, and adherence to applicable guidelines.
• Legal Filings: Execute lien and mortgage filings, UCC searches, and buyer notifications in accordance with federal, state, and internal guidelines.
• Applicant Onboarding: Supervise onboarding workflows for new applicants and identify opportunities to enhance loan operations efficiency.
• Investor & Financing Transitions: Ensure timely and accurate assignment or transition of closed loan assets to designated investors or financing partners, in alignment with contractual terms and portfolio management protocols.
• Data Integrity: Maintain accuracy of all loan-related data across systems and databases.
• Asset & Portfolio Support: Assist with servicing, asset management, and loan accounting for the agricultural loan portfolio.
Qualifications Required:
• 5+ years of experience in loan operations, agricultural real estate and operating lending, or financial services
• Strong knowledge of loan documentation, title work, regulatory compliance and lien, UCC, and mortgage filings
• Exceptional attention to detail with strong communication and time management skills
• Proven ability to work with government agencies and third-party vendors
• Proficiency with loan management systems and digital workflow tools
Preferred:
• Experience with agricultural lending or Farm Service Agency processes
• Familiarity with IT system implementation in operational environments
• Project management experience or relevant certifications
Work Environment
• Based in St. Paul, MN
• Typical office environment with standard office equipment usage
Equal Opportunity Employer
FarmOp Capital is an equal opportunity employer and does not discriminate based on race, color, national origin, age, religion, veteran status, marital status, sexual orientation, gender, or any other protected characteristic. We comply with all applicable federal, state, and local discrimination laws. Applicants with disabilities will not be denied employment if reasonable accommodations allow them to perform the essential functions of the job.
Benefits
• 401(k) Safe Harbor contribution
• Medical, dental, and vision insurance
• Disability and life insurance
• Employee assistance program
• Discretionary time off
• Opportunities for professional development and career advancement
• Collaborative and supportive work environment
Other Duties
This job description is not exhaustive, and additional duties may be assigned as necessary.
How to Apply
Join FarmOp Capital and contribute to advancing agricultural prosperity and rural development. Apply now to become our Head of Loan Closing and support the financial needs of farmers and agribusinesses across the country.